Voluntary Benefits (U.S.)
ARAG (Legal Benefit)
This is a employee paid voluntary benefit through ARAG Legal that provides you and your family affordable legal help when you need it most. You can access legal advice and representation on a variety of legal matters such as:
Family estate planning
Debt collection defense
Traffic violations
Contract disputes
Identity theft assistance
Find out more about coverage and learn more about the plan.
How does legal insurance benefit you?
Work with a network attorney and attorney fees are 100% paid in full for most covered matters, saving you hundreds, possibly thousands, of dollars on legal matters by avoiding costly legal fees.
Contact Customer Care who will promptly connect you to a telephone attorney who is familiar with your state’s laws to get general advice, help determine if your situation needs further action and document preparation and review.
Choose a local attorney easily in ARAG’s network – many who average 20+ years of experience.
Work virtually, over the phone or in person with a local network attorney who can provide legal advice, review and draft documents and represent you, even in court if needed.
Use DIY Docs® to create a variety of legally valid documents, including state-specific templates.
Take advantage of services for parents and grandparents that include caregiving services, legal advice, wills, power of attorney, document preparation and review and a reduced fee benefit for most elder law issues.
How and when can I enroll?
New hires can access the legal plan and enroll in Workday during their first 30 days. Current employees will have the opportunity to enroll during Open Enrollment for a January 1 effective date or if they experience a qualifying life event during the year.
When is my plan effective?
Plans are effective the 1st of the month after hire or qualifying event date. You will receive a plan activation confirmation and new member welcome email from ARAG legal on your effective date.
What’s the plan and how much does it cost?
For 2024, the UltimateAdvisor Plus™ Legal Insurance plan is $21.90 monthly. Post-Tax Payroll deductions will begin on the first payday after the effective date.
Additional Resources
Watch this video to learn more about the benefits of legal insurance. Visit ARAG Legal and enter access code 19193sa. Also, check out ARAG Legal’s website to go deeper. Need help? Call ARAG Customer Care at 800-247-4184, Monday through Friday, 7 am - 7 pm Central time.
Nationwide (Pet Insurance)
This is an employee paid voluntary benefit through Nationwide that provides your pets with the best possible care in case of unexpected accidents or illnesses.
Nationwide offers two main pet insurance plans:
My Pet Protection: This plan focuses on accident and illness coverage. It helps manage the costs associated with unexpected vet visits and covers a variety of expenses, including:
Emergency care
Surgery
Hospitalization
Diagnostics (X-rays, blood tests)
Medications
Certain therapies
My Pet Protection with Wellness500: This plan combines accident and illness coverage with preventive care benefits. In addition to the benefits of My Pet Protection, Wellness500 offers reimbursement for routine care like:
Annual checkups
Vaccinations
Spaying/neutering (depending on pet's age)
Parasite prevention
Nationwide Pet Insurance FAQs:
Q. How do I enroll?
A. Follow the instructions here on how to enroll
Q: When does the pet insurance start?
A. Insurance and payroll deductions will be effective the 1st of the following month if enrolled by the 15th of the month. For example:
Enrollment Date > Policy Effective Date > Post-Tax Payroll deductions begin
On or before Jun 15 > July 1 > July 15
June 16 - July 15 > August 1 > August 15
Q: What is the cost of the insurance?
A: The cost varies based on the protection option selected, age, breed, and state.
Additional Resources
Nationwide offers a wealth of information on their website, including plan breakdowns for comparison, FAQs, and customer service contact information.